The world’s first specialized regulation-as-data compliance tool for
50-state PI portfolio decisions.
PERMITFOLIO converts fragmented PI requirements into computable, audit-ready constraints. We map those constraints to produce a state-by-state eligible investable scope for MTL portfolios. Our platform automates asset screening, eligibility validation, and scenario testing—with traceable logic behind every result.
This framework normalizes fragmented statutory language into the Strictest Feasible Envelope (SFE) SFE (Strictest Feasible Envelope) Technical Definition: The mathematical intersection of 50-state regulatory constraints. It calculates the most restrictive common denominator across all jurisdictions. Why it matters: Instead of checking 50 rulebooks, investment teams use the SFE as a single "Safe Zone" to ensure a trade is compliant everywhere, instantly. —a machine-readable boundary that identifies the precise asset and liquidity requirements needed to secure customer funds across all jurisdictions.
PERMITFOLIO replaces narrative interpretation with algorithmic precision, bridging the gap between multi-state compliance and treasury optimization.
The name PERMITFOLIO is derived from "Permissible Investment Portfolio".
A fragmented 50-state regime creates measurable treasury and compliance inefficiencies.
Customer transmission liabilities managed by U.S. money transmitters.
Licensed money transmitter firms across the core U.S. addressable market.
A fragmented jurisdictional landscape with state-specific PI eligibility constraints.
Estimated yield spread potentially lost to inefficient capital allocation across jurisdictions.
Built to translate fragmented PI rules into a structured, auditable compliance workflow.
Real-time regulatory rule collection and automatic update engine.
Extracts and standardizes state-level PI statutes into machine-readable constraint systems for monitoring, analysis, and compliance automation.
Reproducible audit evidence packages for PI eligibility decisions.
Generates structured documentation showing how portfolio positions satisfy PI requirements across historical holdings and scenario tests.
Rule-based planning tool for compliant investment allocations.
Evaluates portfolio allocations against PI constraint systems and generates transparent compliant ranges for treasury decision-making.
The principles that guide how we build, what we prioritize, and why we do this work.
Technology should augment professional judgment, not replace it. This frees teams to focus on higher-value decisions.
Clear boundaries enable confident action. Compliance done right accelerates innovation rather than constrains it.
Every output is explainable, auditable, and traceable. In compliance, reliability matters more than polish.
We evolve through client needs and feedback, delivering scalable solutions that reduce compliance workload with rigor.
An interdisciplinary team with deep domain knowledge, as understanding regulation requires more than code.
We pursue long-horizon questions and public-interest research, as meaningful progress starts with curiosity.
Advancing long-horizon research on regulatory infrastructure to navigate the intersection of global compliance frameworks and technological innovation
If you're tracking global financial regulation, compliance trends and emerging policy risks,
we invite you to follow our Research Institute's in-depth reports.
PERMITFOLIO LLC is a New York-based regtech company. Our interdisciplinary team spans compliance, legal analysis, and AI engineering.
"We believe technology shouldn't replace people. It should give professionals more time for higher-value judgment and creative work."
Interested in learning more about PERMITFOLIO?
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